There are so many cheap online Bachelor’s in Finance degrees available in the United States today that there is very little reason why a professional interested in completing their education can’t do so. Online programs are not only more flexible than on-campus programs, but they are also more affordable, not to mention the programs also provide students with the chance to continue with their career and personal goals. In fact, some students may not understand just what an online degree can do for them.
But it can be hard to sift through all of the schools that currently offer online degrees in finance. There are just so many of them that the information can be too much for a student who has very specific needs. This is why this ranking was created; all the information a student needs about finance undergraduate programs are listed here, including program requirements and course offerings.
Methodology
This ranking began with a simple search for “online Bachelor’s in Finance degrees” at the National Center for Education Statistics and its publicly available College Navigator. A total of 70 schools matched with the search and were compiled to be used as the base for this ranking. After the schools were identified, each was individually reviewed and ranked based on the following factors:
Average Cost of Attendance:
Based on one year of attendance at 15 hours per semester:
Under $7,500 – 3 Points
$7,500 – $15,000 – 2 Points
$15,001 and above – 1 Point
Student-to-Faculty Ratio:
10:1 or less – 3 Points
11:1 to 15:1 – 2 Points
Greater than 15:1 – 1 Point
The final 25 schools were chosen based on the points accrued from the above factors. These schools are listed below in descending order.
Ranking Low-Cost Online Bachelor’s in Finance Degrees
25. National University
San Diego, California
Points: 3
Program Website
National University confers a great affordable online Bachelor’s of Science in Financial Management that is perfect for students who are interested in completing an accelerated program. This is an online program that features small class sizes and four-week terms, enabling students to get both the individualized attention they want and shorter terms that make it faster for them to graduate. Students will learn about all the different aspects of the field, including ethics, concepts, and theories. This degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Analysis of Financial Statements, International Finance Management, and Capital Structure and Financing.
In-State Tuition: $14,985
Out-of-State Tuition: $14,985
Student-to-Faculty Ratio: 19:1
24. The University of Massachusetts at Amherst
Amherst, Massachusetts
Points: 3
Program Website
The cheap online bachelor’s in finance that is offered by the University of Massachusetts at Amherst is designed to ensure that students have an understanding of how the finance industry works and can contribute to the workplace after graduation. As a major within the Bachelor of Business Administration, this is a great course of study for students interested in building a career in the business world. Courses for this degree are available online with little to no residency requirements. Students will be expected to complete a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Advanced Corporate Finance, Financial Modeling, and Bank Management.
In-State Tuition: $14,250
Out-of-State Tuition: $14,250
Student-to-Faculty Ratio: 18:1
23. The University of Minnesota at Crookston
Crookston, Minnesota
Points: 3
Program Website
The University of Minnesota at Crookston confers an affordable online Bachelor’s in Finance that is perfect for students who are ready to take their career to the next level. This is a fully online program with no residency requirements. Students will benefit from small class sizes and individualized attention. The curriculum of this cheap online degree focuses on both the theoretical and analytical framework of the field as well as industry standards. Students will be expected to complete a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample courses include Managerial Finance, Principles of Accounting, and Money, Banking and Financial Institutions.
In-State Tuition: $13,364
Out-of-State Tuition: $13,364
Student-to-Faculty Ratio: 16:1
22. The University of Memphis
Memphis, Tennessee
Points: 3
Program Website
Students at the University of Memphis will want to check out the affordable online Bachelor’s in Finance that is available from the school. This cheap online finance degree is housed under the Department of Finance, Insurance and Real Estate at this school; it is fully accredited by the Association to Advance Collegiate Schools of Business. The degree is also additionally recognized, both domestically and abroad, by the CFA Institute and the CFP Board; this means that students will be able to sit for the Chartered Financial Analyst or Certified Financial Planner exams. Students will be able to take the Bachelor of Business Administration in Finance with a concentration in Business Finance in order to specialize their degree; the program is available online with little to no residency requirements. This low cost online degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. More information on this degree, including program requirements and a list of sample course offerings, can be found by contacting the school’s undergraduate admissions office.
In-State Tuition: $12,600
Out-of-State Tuition: $12,600
Student-to-Faculty Ratio: 16:1
21. Webber International University
Babson Park, Florida
Points: 3
Program Website
Webber International University is home to an excellent online Bachelor’s in Finance degree. This cheap bachelor’s degree program is offered entirely online; there are no residency requirements. Students will be able to take a variety of courses that will help them understand how the finance world works in the field after graduation. While there are no set concentrations available with this degree, students may tailor parts of the program to their interests. Students will note that there is an optional internship available with this program; it can be completed in their community. This online degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Business Ethics, Managing Financial Institutions, and Corporate Finance.
In-State Tuition: $12,391
Out-of-State Tuition: $12,391
Student-to-Faculty Ratio: 21:1
20. Old Dominion University
Norfolk, Virginia
Points: 3
Program Website
The cheap Bachelor of Science in Business Administration that is available from Old Dominion University is perfect for students looking for a fully online program that has a concentration in finance. This program can be completed as a full program or a completion program; students can transfer as many as 90 credit hours from an accredited institution in order to speed up their graduation. Students will find that the combination of business and finance courses will set the foundation for a strong career in the public or private sectors. This affordable online degree requires that students complete a minimum of 120 credit hours of coursework, or at least 30 credit hours from ODU, a capstone project, and a comprehensive final exam. Sample courses include International Financial Management, Financial Decision Making, and Real Estate.
In-State Tuition: $10,560
Out-of-State Tuition: $11,670
Student-to-Faculty Ratio: 18:1
19. Northern State University
Aberdeen, South Dakota
Points: 3
Program Website
Northern State University confers an affordable undergraduate finance degree online that will help students understand the ins and outs of banking finance. The low cost BS in Banking and Finance is offered both fully online and on campus for students who are ready to take the next step in their education. Please note that an internship is required for this degree and can be completed in an online student’s community. Students will be required to complete a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Non-Traditional Bank Product and Services, Financial Statement Analysis, and Business Development and Relationship Management for Financial Services Professionals.
In-State Tuition: $10,201
Out-of-State Tuition: $10,201
Student-to-Faculty Ratio: 19:1
18. Northwestern State University of Louisiana
Natchitoches, Louisiana
Points: 3
Program Website
The cheap online Bachelor of Finance that is provided for by the Northwestern State University of Louisiana was designed to help students focus their business acumen in the area of finance. Students who are interested in taking pre-licensing courses for a variety of licensing options will find what they need at this school; courses are available for the Accident Insurance License, Real Estate License, and Property and Casualty Insurance License. Students will be expected to complete a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. More information on this affordable online degree, such as program requirements and a sample of course offerings, can be found by contacting the school’s undergraduate admissions office.
In-State Tuition: $9,800
Out-of-State Tuition: $9,800
Student-to-Faculty Ratio: 20:1
17. Metropolitan State University
Minneapolis, Minnesota
Points: 3
Program Website
Metropolitan State University delivers a great affordable online Bachelor’s in Finance degree for students who are interested in a program that will help them develop their quantitative and critical thinking skills as it relates to the field. This cheap bachelor’s degree can be earned entirely online or through a combination of in-person and online courses. Students will find that the degree culminates with a portfolio review, which then can be used as part of a resume when searching for employment. Other requirements for this degree include 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include International Finance, Intermediate Microeconomics, and Money, Banking and Financial Institutions.
In-State Tuition: $9,111
Out-of-State Tuition: $9,111
Student-to-Faculty Ratio: 17:1
16. Bemidji State University
Bemidji, Minnesota
Points: 3
Program Website
The undergraduate finance degree that is available from Bemidji State University was designed to be earned entirely online with no residency requirements. Please note that this affordable online degree program is offered as a completion pathway; students must have an associate’s degree or at least 60 credit hours of coursework from a regionally accredited university in order to qualify for enrollment. Students will benefit from relatively small class sizes and professors who are trained in the art of online education. This degree requires a minimum of 68 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Economics of the Financial Sector, Advanced Financial Management, and Corporate Financial Policies.
In-State Tuition: $8,863
Out-of-State Tuition: $8,863
Student-to-Faculty Ratio: 21:1
15. Missouri State University
Columbia, Missouri
Points: 3
Program Website
Missouri State University provides interested students with an affordable online Bachelor’s of Finance that will prepare them to work in both the public and private sectors. The program is accredited by the Association to Advance Collegiate Schools of Business and recognized by the CFA Institute. This is a broad-based degree that will cement the foundational concepts and theories that are necessary for students to become leaders in the field. This 100 percent online course of study will fit into any working student’s schedule; with live and on-demand courses both available, students can choose how and when they study. Students will be required to complete a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. More information on this cheap online finance degree and its requirements can be found by contacting the school’s undergraduate admissions office.
In-State Tuition: $8,850
Out-of-State Tuition: $8,850
Student-to-Faculty Ratio: 21:1
14. SUNY College of Technology at Canton
Canton, New York
Points: 3
Program Website
The cheap online Bachelor of Finance degree that is conferred by SUNY College of Technology at Canton is a great choice for students interested in an affordable degree that features small class sizes and individualized attention. The affordable degree program is offered entirely online and holds accreditation from the International Accreditation Council for Business Education. Students will be expected to complete a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Financial Institutions and Markets, Global Investments, and Introduction to Finance.
In-State Tuition: $8,580
Out-of-State Tuition: $10,290
Student-to-Faculty Ratio: 17:1
13. The University of Houston at Victoria
Victoria, Texas
Points: 3
Program Website
The University of Houston at Victoria offers students the chance to complete a cheap online Bachelor of Business Administration in Finance. This program was designed to be conferred online; there are little to no residency requirements for graduation. Students will find that small class sizes and a dedicated online faculty and staff will support them throughout their entire course of study. This affordable online degree requires that students complete a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Strategy and the Business Environment, Investments Principles, and Intermediate Financial Management.
In-State Tuition: $7,969
Out-of-State Tuition: $20,419
Student-to-Faculty Ratio: 16:1
12. Upper Iowa University
Fayette, Iowa
Points: 4
Program Website
The undergraduate finance program that is offered by Upper Iowa University is perfect for students who are ready to complete a wholly online course of study that has no residency requirements. Students will find that this cheap online degree program has small class sizes and individualized attention from professionals who have years of experience in the field. This program will help combine analytical theory with practical experience, ensuring that all students are ready for the field once they have graduated. Students will be required to complete a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. More information on this affordable online degree, including specific program requirements and a list of sample course offerings, can be found by contacting the school’s undergraduate admissions office.
In-State Tuition: $9,900
Out-of-State Tuition: $9,900
Student-to-Faculty Ratio: 14:1
11. Hiram College
Hiram, Ohio
Points: 4
Program Website
Hiram College is home to a cheap BS in Accounting and Financial Management, an online degree that is perfect for working professionals who need a flexible degree that fits into their schedule. Students will have the option to sit for the Certified Public Accountant exam once they have completed the degree. This school thrives on individualized attention; class sizes are kept small and professors are trained in the art of online education. This affordable online degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Corporate Finance, Financial Decision Making, and Financial Statement Analysis and Securities Valuation.
In-State Tuition: $15,945
Out-of-State Tuition: $15,945
Student-to-Faculty Ratio: 10:1
10. Brandman University
Irvine, California
Points: 4
Program Website
Students will find the perfect affordable online undergraduate finance program at Brandman University. The school’s cheap online BBA in Finance was specifically designed to help students who wish to study business and international finance. This is a 100 percent online course of study and has no residency requirements. Students will have access to small class sizes, individualized attention, and a variety of online options. This degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Income Taxation, Auditing, and Financing the Small Business.
In-State Tuition: $15,000
Out-of-State Tuition: $15,000
Student-to-Faculty Ratio: 14:1
9. Indiana Wesleyan University
Marion, Indiana
Points: 4
Program Website
Indiana Wesleyan University provides students with the chance to complete a cheap online BS with a major in Business Administration and a specialization in Financial Planning. This affordable online degree is perfect for students who want to understand the financial world through a Biblical framework. Students will combine their business knowledge with finance concepts and theories that are industry standard. This degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include International Issues in Business, Risk Management Foundations, and Biblically Based Investment Planning.
In-State Tuition: $12,960
Out-of-State Tuition: $12,960
Student-to-Faculty Ratio: 14:1
8. Park University
Parkville, Missouri
Points: 4
Program Website
Students at Park University have the chance to complete an affordable online Bachelor’s in Finance that was designed to give them all the information that they will need for a future career in the field. This low cost online degree is accredited by the Accreditation Council of Business Schools and Programs. The program is offered entirely online with no residency requirements; a hybrid option is available for students who are interested in completing courses on campus. There are three concentrations available with this degree: General Finance, Financial Management Track, and Financial Planning Track. Students will need to complete a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Investment Analysis and Management, Principles of Real Estate, and International Finance.
In-State Tuition: $11,970
Out-of-State Tuition: $11,970
Student-to-Faculty Ratio: 15:1
7. Thomas Edison State University
Trenton, New Jersey
Points: 4
Program Website
Thomas Edison State University is home to the cheap online BSBA with a major in Finance. This wholly online degree focuses on investments, financial markets and institutions, and the financial management of organizations. Students will benefit from small class sizes, individualized attention, and a dedicated online faculty and staff. This inexpensive online degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Mathematical Analysis of Financial Decisions, Business Forecasting, and International Finance.
In-State Tuition: $11,880
Out-of-State Tuition: $14,970
Student-to-Faculty Ratio: 14:1
6. Columbia College
Columbia, Missouri
Points: 4
Program Website
Students enrolled at Columbia College have the chance to complete the affordable BA in Finance, an online degree that has no residency requirements. This cheap online degree program was designed to prepare students to enter the workforce after graduation or lead them to graduate or law school. Students will love the small class sizes and individualized attention as much as the flexibility options provided to them by the school. This degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Personal Financial Planning, Business Law, and Business Finance.
In-State Tuition: $11,250
Out-of-State Tuition: $11,250
Student-to-Faculty Ratio: 15:1
5. Southern New Hampshire University
Manchester, New Hampshire
Points: 4
Program Website
Southern New Hampshire University confers the affordable BS in Finance degree that was designed to be both offered entirely online and be as flexible as possible to fit the needs of working adults. This cheap online degree has a stated focus on the concepts, theories and ethics that embody the field. Students will be prepared to enter into entry-level or mid-level positions once they have graduated from the program. This degree requires that students complete a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Principles of Finance, Advanced Personal Financial Planning, and Financial Plan Development.
In-State Tuition: $9,600
Out-of-State Tuition: $9,600
Student-to-Faculty Ratio: 14:1
4. Granite State College
Concord, New Hampshire
Points: 4
Program Website
The cheap online BS in Accounting and Finance that is available from Granite State College was created for students who want to learn about accounting and finance and how the two fields interact with each other in the real world. Students who complete this program may be eligible to sit for the Certified Public Accountant exam if they wish. This affordable degree is offered entirely online; there are no residency requirements. Students will have access to a suite of online features, small class sizes, and attentive professors. This degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Financial Management, Taxation, and Financial Modeling and Decision-Making.
In-State Tuition: $9,420
Out-of-State Tuition: $10,950
Student-to-Faculty Ratio: 11:1
3. Florida International University
Miami, Florida
Points: 4
Program Website
Florida International University confers a cheap online BBA in Finance. This is a great degree for students who are interested in learning about the different levels of issues and concerns within the financial sector, all from a degree that can be completed entirely online. Students will be prepared to enter the workforce after graduation or go on to graduate study. This affordable online degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Intermediate Finance, Commercial Bank Management, and International Financial Management.
In-State Tuition: $5,312
Out-of-State Tuition: $8,121
Student-to-Faculty Ratio: 25:1
2. Dickinson State University
Carlisle, Pennsylvania
Points: 5
Program Website
The affordable online undergraduate finance degree that is available from Dickinson State University is a great business degree that will help a student understand how finance works in the business world. The cheap BBA in Finance was designed to be completed entirely online with little to no residency requirements. Students will love the small class sizes and individualized attention that is a hallmark of an education at DSU. This low cost online degree requires a minimum of 120 credit hours of coursework, a capstone project, and a comprehensive final exam. Sample online courses include Corporate Finance, International Finance, and Financial Institutions and Markets.
In-State Tuition: $9,930
Out-of-State Tuition: $9,930
Student-to-Faculty Ratio: 10:1
1. Indiana University East
Richmond, Indiana
Points: 5
Program Website
Indiana University East confers our top Bachelor of Business Administration with a concentration in Finance. This is a wholly online degree that has no residency requirements; students have three start dates and terms last 16 weeks. This cheap online degree program was designed to help students who already have an associate’s degree or at least 60 credit hours of coursework from a regionally accredited university. Students will find that this program requires a minimum of 57 credit hours, a capstone project, and a comprehensive final exam. Sample online courses include Organizational Behavior and Leadership, Introduction to Financial Accounting, and Introduction to Managerial Accounting.
In-State Tuition:$7,226
Out-of-State Tuition: $10,140
Student-to-Faculty Ratio: 14:1
Frequently Asked Questions
What are the Career Options for a Bachelor’s Degree in Finance?
- Financial Planner
- Investment Analyst
- Finance Journalist
- Investor Relations Associate
- Loan Officer
- Finance Manager
- Budget Analyst
- Personal Financial Advisor
- Credit Analyst
- Commercial Real Estate Agent
- Financial Analyst
- Director of Finance
- Chief Financial Officer
- Fiscal Officer
- Financial Advisor
How Much Can You Earn in This Field?
The average starting salary for professionals with a bachelor’s degree in finance is around $54,000. The range for jobs in the field is $45,000 to over $125,000. This range includes positions that require certifications or endorsements as well as mid-level and senior-level career titles; also included is the consideration of varying levels of experience. The range does not include any additional forms of compensation such as bonuses, stocks, or commissions.
Most professionals who begin their job search after an undergraduate degree has been earned will find that most positions available to them have a salary range of $47,000 to $65,000, depending on their expertise and specialization. Individuals who are certified financial planners or who have other certificates will command higher wages than a professional with a general degree. With years of experience, professionals will find that senior-level positions commanding close to over more than $100,000 as an annual salary.
What are the Various Disciplines of Finance?
Finance is a general field that encompasses a variety of disciplines that inform how the industry works in the real world. Economics, accounting, business, analysis, research, law and ethics all play a role in how the field operates. It is these primary disciplines that students will be met with during their course of study.
There are different subdisciplines in the field as well. Students may choose to concentrate in corporate finance, public finance, private finance, business finance, investments, banking, real estate finance, law, and more. Should they choose to pursue a concentration in any one of these areas, it will be the focus of their education during their course of study.
Is Completing an Online Degree More Difficult Than an On-Campus Degree?
This depends on a variety of factors, such as a student’s current personal and professional obligations, how self-motivated they are to graduate, residency requirements for their degree, how long the course length is, and any field experiences that they may have for their program. However, most students will find that completing an online degree is more feasible for them, if not easier. Students will want to keep the following factors in mind when choosing an online program.
The first consideration is how busy a student’s schedule is; many adult learners have a career and family obligations to tend to alongside their educational goals. Students with a full-time job and a family to provide for may find scheduling a bit tricky but, in the end, earning a degree that can be completed from home is much easier to handle than a daily commute to campus.
The second consideration is how motivated a student is to graduate with their degree. Online programs have a more flexible structure than on-campus programs; live and on-demand courses have soft deadlines for most assignments and courses and scheduling exams are easier but require more attention to a student’s calendar. This means that an unmotivated student may lose interest in completing the program or may have trouble juggling all of their responsibilities at once.
The third consideration is an online program’s residency requirements. Many online programs can be earned entirely online while others do have a requirement for campus stays. These need to be factored into a student’s schedule; it may also require time off from work, something that may be difficult for a student to access. Additionally, students may find that they can’t take off from work, creating an issue that must be overcome before graduation. This can make it more difficult for working professionals, particularly if campus residencies are required every term for the duration of the program.
The fourth consideration is the term length. Online programs can have terms that last as little as four weeks or as long as 16 weeks. While this may sound great to online students, one thing they have to keep in mind is that the shorter the term length, the more intensive the course will be. This is necessary to keep in mind as many programs will suggest that students take just one course a term if the term lengths are four weeks long; this is because students will have to do more studying for one course than they would for a full course load that follows the traditional 16-week term length.
The final consideration is the field experiences. These may be practicums, short experiences abroad, or internships. While not all online finance programs require these experiences, some do. Students need to keep this in mind as they are required for graduation. They will need to schedule these experiences for the best possible time for them, which can be difficult for many professionals. On the other hand, most of these experiences can take place in their community, during the time they get off from work, or in a way that actually enhances that professional’s career.
What are Some of the Flexibility Options That are Available for Online Degrees?
Online degrees have a variety of flexible options that should be discussed. Not all programs will have every single option listed here, but most will have at least a few. Please note that in this context, the options discussed will focus on helping online students either complete their degree faster or give them more scheduling options.
The first is residency options, which are important for online students to consider. Residency requirements refer to the amount of time that a student must spend on campus in order to graduate. These options are known as a fully online, mostly online, or hybrid degree. Fully online programs have no residency requirements, mostly online programs have a few residency options, and hybrid degrees require that students earn half their credits on-campus in face-to-face classes.
The second is the delivery method; this is how the online courses are actually delivered to students. There are two options: synchronous and asynchronous. Synchronous courses are live courses; classes have set times and students are expected to participate during the class. Asynchronous courses are on-demand; the courses are taped for review later by students and can be downloaded using the school’s online portal. Students will find that asynchronous courses are by far the most popular as they offer extreme flexibility in a student’s schedule.
The third option is how a student wants to complete their degree. Traditional online programs work in the same way as on-campus programs; students complete all of their coursework through the school and graduate. Completion programs are online programs that enable a student to complete upper-level courses in their field online so that they can complete their degree faster; please note that completion programs require either an associate’s degree or at least 60 credit hours of coursework at the undergraduate level for admission. The accelerated program is another way for students to complete their program; this is a degree that cuts the time in a program by about half so that students can graduate earlier.
Working students do not have the time to complete a degree on campus and now, with the help of online education, they no longer have to feel the need to do so. With so many options available that help a student choose whether to earn a degree faster or with more time so as to help balance all of their responsibilities, there has never been a better time to look at online degrees. This list of the top value online Bachelor’s in Finance Degrees is a great place for students to start looking for a degree program they can pursue.
AS Staff
This concludes our ranking of the Top Value 25 Affordable Online Bachelor’s Degrees in Finance.
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